When you find yourself thinking about using a credit counseling service, you need to be very careful. You need someone who will help you, not just some pushy sales associate who wants only to sign you up for their service.You are about to place your financial life in someone else's... Read More
(Money You Don't Have to Pay Back) 1. One way to get money is to have a yard sale and sell itemsthat you are getting ready to toss away because you don't wantthem any longer. 2. You can always gather shells at the beach and polish and turninto jewelry. 3.... Read More
Consumer Borrowing Consumer borrowing in the UK has now crashed through the £1 trillion barrier. 80% of this is due to credit card borrowing, loans and mortgages. How are people managing to handle their debt and what effect is debt having on families today?The National Consumer Council reports that 6... Read More
You may not realize what that credit card bill is doing to you?Bob is a 27 year old truck driver. He dropped out of college after one year and got a job. With hard work and good luck, he is making about $35,000 a year. Bob is passionate about remaining... Read More
Next to winning the lottery, a debt consolidation loan is a debtor's dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments.In reality, consolidating bills isn't always easy. If you have a lot of debt, it can be hard... Read More
When you hear the word "debt", whats the first thought or feeling that comes to you? For most people debt is "bad" or it becomes the "enemy" and is something that should be avoided like the plague.Having debt does not make you a bad person. The more a situation is... Read More
Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?You're not alone. Many people face a financial crisis some time in their lives. Whether the crisis is caused by personal or... Read More
It is vital to get rid of debt while things are going well. Yet the opposite is usually the case. Human nature is such that when we find ourselves living in good times, we let down our defenses. With our lives going great we seem to make the worst decisions.... Read More
An inability to manage credit, growing debt and bankruptcy are all major problems today. On an average day, over 8,000 people file bankruptcy in the United States alone. The Internet is rife with companies that promise help and salvation; to the uninitiated, their words and assurances prey upon those wanting... Read More
The idea of moving abroad to escape debt seems to be more of a common practice these days. People with failed businesses or swamped in debt seem to think moving abroad will give them a fresh start, free from debt and allow them to build a new life.It became obvious... Read More



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Although many consumers would argue differently saving money doesn't have... Read More
No, that's not a misprint. Even though falling interest rates... Read More
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There is a law all smart people break.Parkinson's law.Parkinson's law... Read More
You go to the mail box and scan - a... Read More
Let's look at a real world example: A woman purchased... Read More
Do You Need to Join a CCCS - Consumer Credit... Read More
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1. Eliminate the legal obligation to pay many of your... Read More
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Should you be unfortunate enough to face a CCJ ?... Read More
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Congress recently passed sweeping legislation that will significantly reform American... Read More
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Debt is quickly becoming an epidemic in America. However, through... Read More
As consumer debt continues to spiral out of control, debt... Read More
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Strictly speaking, his advice was preceded by another Heinlein maxim... Read More
An inability to manage credit, growing debt and bankruptcy are... Read More
Massive debt is something many Americans face. Debt reduction is... Read More
Signing up for a debt management program is easy; it's... Read More
It happens all the time. Debt collectors try to collect... Read More
Your FICO score or credit score as it's commonly called... Read More
Congress recently passed sweeping legislation that will significantly reform American... Read More
Today's consumers benefit drastically from the usefulness of credit. Credit... Read More
It all starts by defaulting on an obligation: Money owed... Read More
Happy Independence Day from The Money Motivator!If you don't celebrate... Read More
On October 17, 2005 President Bush's sweeping bankruptcy reform law... Read More
Outlined below are some of the benefits and drawbacks of... Read More
It has been said that everyday more and more people... Read More
An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More
To be out of credit card debt is your dream... Read More
Debt Settlement companies work with your creditors to help you... Read More
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