19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More

Beware of Falling Minimum Payments

If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More

Credit Repair Scams

"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More

Debit Card vs. Credit Card, What Are The Differences ?

Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More

How Healthy Is Your Credit

There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More

In The News:


Toronto Star

Greek Credit Downgraded Even With Bailout
Voice of America
February 22, 2012 Greek Credit Downgraded Even With Bailout VOA News The Fitch financial services company is again downgrading the credit rating of Greece, saying that the debt-ridden country is "highly likely" to default on its financial obligations ...
Greece's credit rating downgraded further into junk statusToronto Star
Fitch cuts Greece's credit rating two notches to 'C'Economic Times
Greece Cut to Default Cusp as Fitch Takes First Ratings Step (2)BusinessWeek
Forbes
all 333 news articles »

ABC News (blog)

Credit Card Disclosures: Effective or Not?
ABC News (blog)
Do credit card disclosures influence consumers' financial behavior? And if so, do they influence it for the better or the worse? Today the Consumer Financial Protection Bureau meets to discuss the credit card marketplace, a year after the effective ...
Charlotte consumers' credit-card debt down 8 percent in 2011Charlotte Business Journal
Worcester Credit Card Debt FallsWorcester Business Journal
The State of Credit Card Debt in AmericaDebtmerica Relief (blog)
Bradenton Herald -PR Web (press release) -New York Times (blog)
all 51 news articles »

Moneycontrol.com

TEXT-Fitch rating criteria for single-, multi-name credit-linked notes
Reuters
Link to Fitch Ratings' Report: Global Rating Criteria for Single- and Multi-Name Credit-Linked NotesFeb 22 - Fitch Ratings has published an updated criteria report for rating single- and multi-name credit-linked notes. The new criteria report replaces ...
Penney Credit Downgraded to Junk TerritoryNBC 5 Dallas-Fort Worth
Fitch Publishes Global Rating Criteria for Single- and Multi-Name Credit ...Business Wire (press release)
Fitch drops JC Penney's credit rating to "junk"CBS News
Dallas Business Journal -MarketWatch (press release)
all 112 news articles »

Bloomberg

Ex-Credit Agricole Banker Claims Threats, Betrayal in Bonus Case
BusinessWeek
22 (Bloomberg) -- A senior investment banker at Credit Agricole SA told a London tribunal he was threatened and asked to quit after reporting his manager to human resources. Edward Willems, the French lender's former deputy head of fixed-income markets ...
Ex-Credit Agricole Banker Uses Whistle-Blower Rule in SuitSan Francisco Chronicle
Edward Willems, Whistleblower, Sues Credit Agricole Over 'Inappropriately Low ...Huffington Post

all 10 news articles »

IAMGOLD increases unsecured credit facility to $500 million and Letters of ...
MarketWatch (press release)
IAMGOLD Corporation ("IAMGOLD" or the "Company") today announced that it has received commitments from its bank syndicate to increase its existing unsecured revolving credit facility ("Corporate Facility") to $500 million and its Letters of Credit ...

and more »

Plain Dealer

U.S. Credit Card Delinquencies May Be On The Rise
NASDAQ
(RTTNews.com) - US consumers may be getting back to their pre-recession habit of spending more than they can afford, according to the latest figures from credit trend data provider TransUnion LLC. The Chicago, Illinois-based company noted that national ...
TransUnion: National Credit Card Delinquencies End 2011 Nearly 5% Lower Than ...MarketWatch (press release)
TransUnion: 4Q Credit Card Delinquencies Book Lowest Year-End Rate Since '95Wall Street Journal
Number of new credit card accounts jumps 14 percent in 2011 as lenders ease ...Washington Post

all 111 news articles »

Colo5 to House GTE Federal Credit Union Data Center Operations
MarketWatch (press release)
22, 2012 /PRNewswire via COMTEX/ -- Colo5, LLC, a leading independent data center operator headquartered in Jacksonville, Florida, announced it will provide comprehensive Colocation/Disaster Recovery services to GTE Federal Credit Union.

and more »

The Gazette: Eastern Iowa Breaking News and Headlines

Tax credit gets Senate approval
DesMoinesRegister.com
The Iowa Earned Income Tax Credit was passed on a bipartisan vote. This working family tax cut will put more money in the pockets of families that are home to 37 percent of Iowa's children. The legislation, if passed by the House, will also help local ...
Gov. Branstad touts tax plan in NewtonNewton Daily News

all 153 news articles »

Junk Returns Seen Soaring as Europe Crisis Wanes: Credit Markets
San Francisco Chronicle
High-yield, high-risk debt in the US is rallying as Greece's second bailout in three years helps avert a global credit crisis and the Standard & Poor's 500 Index reaches an almost four-year high with the US unemployment rate at the lowest since ...

and more »

The Consumerist

Credit Stocks Needn't Fear the CFPB
Investorplace.com
The concern is that, being an Obama appointee, he'll use regulatory fiat to choke off businesses that operate in subprime credit and debt collection. This would be unfortunate, because investors looking for high-growth stocks with the potential for big ...
CFPB Takes Aim at Debt Collectors, Credit Reporting Agencies: A new proposed ...Chicago Tribune
Consumer Protection Bureau Proposes Oversight of Credit Reports and Debt ...MarketWatch (press release)
Feds Target Debt Collectors, Credit Reporting AgenciesLoanSafe
The Consumerist -Patch.com
all 379 news articles »
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5 Steps You Can Take to Get Paid!

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Pitfalls of the Credit Industry

The credit industry if rife with pitfalls. If you have... Read More

What is a Credit Report?

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The Easy Way To Gain Access To Your Free Online Credit Report

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It Is In Your Best Interest To Do The Math On Your Credit Card Interest

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Credit Card Balance Transfers Explained

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19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that... Read More

How Can A Qualified Mortgage Consultant Help Boost Your Credit Scores?

Consumers interested in purchasing or refinancing a home will pay... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that... Read More

My Student Credit Card Adventure

And some practical advice too!My first credit card?I remember my... Read More

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Credit Cards for Home Business

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Taking Control of Your Credit History

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Credit Report ? How to Improve Your Credit Score

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Choosing a Credit Counseling Company

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Why Is It important!

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Credit Card Is Adding The Silver Lining To Your Pocket

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Credit Card Entrapment - The Secrets are Out

Have you ever wondered why your credit card bill is... Read More

Credit Cards Can Help You Get Out Of Debt

Your credit rating / credit score is based upon how... Read More

Building A Credit Report Lenders Will Love You For

Will lenders really love you for having a good credit... Read More

Your Consumer Rights

If you have ever fallen behind on your debts you... Read More

Learn The Truth About Identity Theft

Identity theft is the fastest growing crime in America, according... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to... Read More

Free Credit Reports - How to Maintain Your Credit Profile

Maintaining your Credit ProfileEvery consumer should be maintaining their credit... Read More

Trade Credit: How to Determine if You Should Offer Net-30 Terms to Your Customers

What is trade credit?One of the major differences between consumer... Read More